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Changing Seasons..

September 28, 2022 This week we had a slow-moving week. We haven’t made a lot of progress towards debt payment or savings, but feel we have a strong plan moving forward. We have suspended our home search until we feel like the mortgage payment wouldn’t be a shock for us.Things we want to work on going forward into October:
  1. Savings, savings, savings
  2. Not using credit cards for the entire month
  3. Paying off a higher amount for debt than the minimum
  4. Finding ways to save in every aspect
  5. Living below our means
We have been surprised with the amount of debt we have been able to pay off thus far, but still feel a shock like we are living paycheck to paycheck sometimes. It gets disheartening. We knew that although buying a home may be within our reach now, the shock of a new monthly payment would not be comfortable for us, and we had to take a step back with our plans and make sure we are totally ready for that. We read the other day that with interest rates soaring over the past year, a home purchase for a $500,000 home in 2021 has the same monthly payment as a home purchased now for $360,000. It doesn’t make sense for us to make that jump right now and sometimes things are just a matter of timing unfortunately.Thanks for following along. You might also be interested in The past six months have been so transformative for us, and it is hard not to get emotional as we write this last blog post. We are finally financially... And where the heart is, of course… This week has been so trying. We are all recovering (slowly) from the flu that hit us HARD. Dominique and Megan both... We are finally moved into our new home and fully out of our apartment. It was hard to say goodbye to the apartment we had many good memories in, but we... We finally closed on our home on November 30 and have been slowly working on moving responsibilities over the past few days. We have had to make a lot... This week we are coming off of a long weekend after Thanksgiving where we are feeling immense gratitude for so many things. We are thankful for our financial... We were notified this week that we have been cleared to close for our new home. We are so excited to move in and have been so blessed with amazing friends... This week we have been struggling with juggling multiple schedules, illness, outside priorities and activities, and a tumultuous election season. We have... This week we have been working on several things. Our son was accepted to our first-choice preschool and we have been overjoyed. With that joy, there is... This week we worked on spending less and we think we did a better job than previous weeks. We prepared a lot more meals at home and planned to not spend...