Skip to main content

Living Below Our Means

October 19, 2022 This week we have been working on more tasks for closing on our first home and trying to figure out how we can save as much as possible before the competition ends and especially before closing on our home.We met with an inspector who took us on a walk through the home and although many things are still in good shape, many things are out of date by today’s standards. Although Megan would like to daydream all day about emerald-colored cabinets and new hardware for the bathrooms, the reality of the situation is we do not have the funds to do major upgrades to the home yet. We are hopeful that we will be able to use the tools we have gained through this program to help us build a safety net savings we can leverage for emergencies but also a savings for home projects.We are trying to be much more disciplined through the rest of the program and live below our means. Just because you have it doesn’t mean you need to spend it. We know that not buying that expensive lunch or buying those new shows now will only benefit us in the future when we need money for an emergency or if we want to start on a project in our home. We are feeling very optimistic about the future and confident we will be able to adjust to the large change in our housing costs with a new home mortgage.Thank you for following along! You might also be interested in The past six months have been so transformative for us, and it is hard not to get emotional as we write this last blog post. We are finally financially... And where the heart is, of course… This week has been so trying. We are all recovering (slowly) from the flu that hit us HARD. Dominique and Megan both... We are finally moved into our new home and fully out of our apartment. It was hard to say goodbye to the apartment we had many good memories in, but we... We finally closed on our home on November 30 and have been slowly working on moving responsibilities over the past few days. We have had to make a lot... This week we are coming off of a long weekend after Thanksgiving where we are feeling immense gratitude for so many things. We are thankful for our financial... We were notified this week that we have been cleared to close for our new home. We are so excited to move in and have been so blessed with amazing friends... This week we have been struggling with juggling multiple schedules, illness, outside priorities and activities, and a tumultuous election season. We have... This week we have been working on several things. Our son was accepted to our first-choice preschool and we have been overjoyed. With that joy, there is... This week we worked on spending less and we think we did a better job than previous weeks. We prepared a lot more meals at home and planned to not spend...