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Old Habits Die Hard

October 26, 2022 As we find ourselves getting busier at work and trying to juggle activities, school schedules, work schedules, etc., it has been really hard to keep our goals of saving. We have been really good with not using credit cards, especially due to us being in the closing phase of our home buying journey, which could negatively impact our credit and prevent us from being able to reach our goal. However, we find ourselves sending less to savings each pay period and spending more on take-out and other items that help our lives be a little easier in the moment. We are trying to work on getting organized because this will help us to see the bigger picture as opposed to living moment to moment.The overwhelming feeling of closing on a home, stress at work and busy schedules has left us in a tricky financial situation, but we feel as though we can pick up, start to be more frugal and find ways to save once again. Most of our unnecessary purchases have come from buying coffee, ordering out dinner and not making something at home. We know we can change this! We are really determined to get back to our initial habits and let go of the crutch we are using to justify unnecessary spending.We are really proud of how far we have come and grateful we were able to leverage this program to buy our first home. We have so many plans for the future but #1 is coming up with a better savings plan.Thank you for following along! You might also be interested in The past six months have been so transformative for us, and it is hard not to get emotional as we write this last blog post. We are finally financially... And where the heart is, of course… This week has been so trying. We are all recovering (slowly) from the flu that hit us HARD. Dominique and Megan both... We are finally moved into our new home and fully out of our apartment. It was hard to say goodbye to the apartment we had many good memories in, but we... We finally closed on our home on November 30 and have been slowly working on moving responsibilities over the past few days. We have had to make a lot... This week we are coming off of a long weekend after Thanksgiving where we are feeling immense gratitude for so many things. We are thankful for our financial... We were notified this week that we have been cleared to close for our new home. We are so excited to move in and have been so blessed with amazing friends... This week we have been struggling with juggling multiple schedules, illness, outside priorities and activities, and a tumultuous election season. We have... This week we have been working on several things. Our son was accepted to our first-choice preschool and we have been overjoyed. With that joy, there is... This week we worked on spending less and we think we did a better job than previous weeks. We prepared a lot more meals at home and planned to not spend...